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2026/27 tax year — rates from 6 April 2026

£30,000 after tax and NI: what’s your take-home pay?

In 2026/27, £30,000 leaves £25,119.60 a year — £2,093 a month — in England, Wales or Northern Ireland on the standard tax code (unchanged from 2025/26 — the income-tax and NI thresholds are frozen). Adjust anything below to match your situation.

Annual salary
£per year
£10,000£105,000£200,000

Parsed as: 1257L (£12,570 allowance, England & NI)

Student loans
Take-home
£25,120
per year
Income tax
£3,486.00
11.6% of gross
National Insurance
£1,394.40
4.6% of gross

The £30,000 breakdown, explained

On a £30,000 salary in 2026/27 you take home £25,119.60 a year in England, Wales or Northern Ireland — that's £2,093 a month, after £3,486.00 of income tax and £1,394.40 of National Insurance on the standard 1257L code. Everything above your £12,570 personal allowance is taxed at the 20% basic rate, and you're a comfortable £20,270 clear of the £50,270 higher-rate threshold. In Scotland, £30,000 attracts £34.93 less income tax (£3,451.07 in total), thanks to the 19% starter rate on the first slice above the allowance. All in, 16.3% of a £30,000 salary goes in deductions before it reaches your bank.

£30,000 across the UK

Where you liveIncome taxNational InsuranceTake-home
England & NI£3,486.00£1,394.40£25,119.60
Scotland£3,451.07£1,394.40£25,154.53
Wales£3,486.00£1,394.40£25,119.60

Scottish taxpayers save £34.93 income tax on £30,000 than those in England, Wales or Northern Ireland. National Insurance is the same UK-wide.

£30,000 questions, answered

Sources: income tax rates · National Insurance rates · Scottish income tax